🌟 Key Features & Capabilities:

📊 Smart Financial Dashboard: • Real-time calculation of available cash flow and total members' capital. • At-a-glance overview of granted loans, collected installments, and outstanding balances.

👥 Members & Bank Accounts Management: • Store member profiles along with bank card numbers and IBAN (Sheba) details. • One-tap quick copy for card and IBAN numbers for fast transfers. • Personal financial statements and transaction history for every individual member.

💳 Loans & Installments System: • Issue loans with custom interest/fee rates and flexible installment terms. • Track active vs. settled loans and log individual installment payments. • Automated payment scheduling and remaining balance tracking.

📈 Income & Expense Tracking + Receipt Photo Attachment: • Log revenue sources and expenses with precise dates and descriptions. • Attach receipt/invoice photos directly from your phone gallery with full-screen preview.

🎲 Smart Lottery Draw System: • Create independent lottery draws for fund rounds. • Select fund members, assign multiple share tokens, and run fair random draws. • Automatically record winning history and draw logs.

✉️ Advanced SMS Broadcast & Personal Statements: • Send bulk or individual SMS messages to fund members. • Send individual SMS financial reports (including total balance, remaining installment amounts, and last payment dates).

📉 Financial Reports & Visual Charts: • 12-month bar charts visualizing total inflows, contributions, and granted loans. • Member balance summaries and installment collection rates. • Copy or share complete text financial reports via messaging apps.

💾 Exclusive .sdq Backup & Restore: • Export full database backups with the exclusive .sdq file format. • Direct Google Drive integration for instant cloud backup on exit. • 100% reliable data restoration even after reinstalling or changing phones.

🔒 100% Offline & Private: • No internet connection required. All financial data stays strictly secured on your local device.