Spring is LendingTree's free personal finance app — built to help you understand your credit, track rates, and find better financial products without the headache. No spreadsheets. No guesswork. Just clarity.

KNOW YOUR CREDIT SCORE — AND WHAT'S BEHIND IT
See your score, understand what's helping or hurting it, and get alerted the moment something changes. Credit health, demystified.

YOUR FULL FINANCIAL PICTURE, AT A GLANCE
See every account, every balance, and your total debt progress in a single view — no more jumping between apps. Spring tracks your debt over time so you can monitor your progress.

TRACK RATES. MOVE AT THE RIGHT TIME.
Set up rate tracking for the products you care about — mortgages, personal loans, home equity loans, and more — and get notified when the time is right to make a move.

SHOP SMARTER FOR LOANS AND CARDS
Save and compare personalized offers from our extensive lender network in the U.S. And when it's time to find a new card, CardIQ™ matches you to options you're likely to get approved for in about 30 seconds — no credit ding, no guesswork.

STAY A STEP AHEAD OF FRAUD
Instant credit monitoring alerts keep you in the loop whenever something changes on your credit file.
LendingTree Spring. Your money. Better.

Personal Loan Disclosure

Conditional personal loan offers through LendingTree’s marketplace are from third party providers of financial products and services from whom LendingTree may receive compensation. Conditional loan offers feature loan amounts of $1,000 to $50,000, rate quotes up to 35.99% APR, and repayment terms of 61 days to 180 months. Terms and conditions apply. All customers may not qualify. Rates and other loan terms are controlled by third parties, not LendingTree, and are subject to change without notice, including at the point of application. Depending on the lender, other fees may apply. You can view any particular offer’s terms and conditions for more information. All offers are conditional and subject to application with the lender and lender approval.

Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 7.49% (which includes a 7.49% yearly interest rate and a $0 origination fee). They would receive $10,000 in their account and would have a required monthly payment of $311.02. Over the lifetime of their loan, their payments would total $11,196.59.

LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203. NMLS ID #1136. License information available at https://www.lendingtree.com/legal/licenses-and-disclosures and https://nmlsconsumeraccess.org.