Kharjyar is your personal finance notebook — simple, Persian-first and completely offline. Record any expense in seconds and see where your money goes, how much you'll spend by the end of the month and how much you'll save.
📝 QUICK EXPENSE & INCOME TRACKING • 20+ ready-made categories: groceries, restaurants, clothing, rent, bills, taxi, fuel, repairs, gym, health, installments and more • Create your own categories with custom icons and colors • Persian (Jalali) calendar, Toman or Rial
💳 CASH & BANK ACCOUNTS • Separate balances for cash wallet, bank cards and savings • Expenses broken down by account, with a combined total • Record transfers between accounts (e.g. ATM withdrawals)
📊 SMART ANALYSIS & FORECAST • End-of-month spending forecast and projected balance • Fixed costs (rent, installments, bills) and one-off purchases are handled separately, so forecasts stay realistic • Step-by-step explanation of how each forecast is calculated • Next-month forecast based on the last three months • Category breakdown, cumulative monthly trend and 6-month comparison charts • Your spending patterns: savings rate, most expensive weekday, frequent small purchases, month-over-month changes
📅 YEARLY VIEW • Table of spending per category for every month of the year • Estimates for the remaining months and year-end savings
🎯 BUDGETING • Monthly budget per category with alerts as you approach the limit • Automatic budget suggestions based on your past spending • Safe daily spending amount until the end of the month
🏦 LOANS & INSTALLMENTS • Add loans with installment amount and count • Due-date reminders and overdue tracking • Pay an installment with one tap and see the remaining balance
🔁 RECURRING PAYMENTS & INCOME • Define rent, gym fees, internet or salary once — they're recorded automatically every month
💾 EXPORT & BACKUP • Monthly or full Excel export • One-file backup and restore
🔒 PRIVACY FIRST • No sign-up, no internet required • All data stays on your phone • No ads, no tracking
🌙 Light and dark themes with multiple color options
Developed by Behdad Tajeddin